Introduction
Stellar (XLM) is a fast, efficient blockchain network designed for cross-border payments and asset transfers. By storing your XLM on a Ledger hardware wallet through Ledger Live, you combine Stellar’s speed with enterprise-grade security.
This comprehensive guide will show you how to set up, send, receive, and manage your Stellar Lumens securely.
Please download the last update of Ledger Live Application:
1. Ledger Live for Windows 10/11
2. Ledger Live for MAC
3. Ledger Live for Android
Prerequisites
Before getting started, ensure you have:
- ✅ A Ledger Nano S, Nano X, or Nano S Plus
- ✅ Latest Ledger Live installed (download here)
- ✅ Your Ledger device initialized with a secure PIN
- ✅ The Stellar app installed via Ledger Live Manager
- ✅ At least 1 XLM in your wallet (minimum account balance)
Step 1: Install the Stellar App on Your Ledger
Since XLM isn’t pre-installed, you’ll need to add it:
- Connect and unlock your Ledger device
- Open Ledger Live → Manager tab
- Search for “Stellar” in the app catalog
- Click Install to add to your Ledger
🔹 Pro Tip: Keep your device connected during installation.
Step 2: Create Your Stellar Account in Ledger Live
- In Ledger Live, go to Accounts → Add Account
- Select Stellar (XLM)
- Confirm creation on your Ledger device
- Your new XLM account will appear with:
- Public address starting with “G…”
- Minimum 1 XLM reserve (network requirement)
Step 3: Receiving XLM to Your Ledger
To receive Stellar Lumens:
- Open your XLM account in Ledger Live
- Click Receive
- Verify the G… address on your Ledger screen
- Share this address with sender
- Transactions confirm in 3-5 seconds
⚠️ Critical: Always verify addresses on your Ledger display to prevent phishing.
Step 4: Sending XLM from Your Ledger
To send Lumens:
- Select your XLM account → Send
- Enter:
- Recipient’s G… address
- Amount (minimum 1 XLM must remain)
- Optional memo (required by some exchanges)
- Confirm details on your Ledger
- Transactions typically complete in 5 seconds
💡 Memo Types: ID, text, hash, or return (check recipient requirements)
Advanced Stellar Features
Multi-Signature Support
Configure additional signers through Stellar Laboratory for enhanced security.
Asset Management
Ledger Live supports:
- Native XLM
- Stellar-based tokens (via “Add Custom Token”)
Inflation Destination
Earn rewards by setting an inflation pool (requires 0.05 XLM fee).
Troubleshooting Guide
| Issue | Solution |
| App not showing | Update Ledger firmware |
| Transaction fails | Check memo requirements |
| Balance missing | Resync account in Ledger Live |
| “Account not found” | Send minimum 1 XLM to activate |
Why Ledger + Stellar?
- Military-Grade Security – Private keys never exposed
- Lightning Speeds – 3-5 second transactions
- Full Control – No third-party risks
- Multi-Asset Support – Manage XLM with other cryptos
Security Best Practices
- Always verify addresses on your Ledger screen
- Keep your recovery phrase offline
- Use memos when required by exchanges
- Regularly update Ledger firmware
- Consider a passphrase for added protection
Conclusion
Integrating Ledger Live with Stellar gives you the perfect balance of speed, security, and control over your XLM holdings. Whether you’re making cross-border payments or managing Stellar-based assets, your funds remain protected by Ledger’s hardware security.
🚀 Next Steps:
- Install the Stellar app
- Fund your account
- Start transacting with confidence!
Resources
Enjoy secure, instant transactions with Stellar and Ledger! 🌟